We Talk About Generational Wealth, But Are We Really About It?

Can I vent to y’all for a minute?

I’ve been in this financial game for a while now, and I love seeing so many of us talk about building generational wealth. It’s important. We need to have those conversations about setting up our kids and grandkids for a better life. But here’s the thing… as much as I hear people talk about it, I don’t see enough folks doing the simplest thing to make it happen. And that’s life insurance.

Now, before you think I’m coming down on anybody, trust me—I get it. Life gets in the way, things get tight, and sometimes, we don’t know where to start. But let me keep it real with you: if you’re serious about building generational wealth, life insurance is one of the easiest and most affordable ways to start. And I’m telling you this from the heart, not as a judgment. I want to see you and your family win.

You Want Generational Wealth? This Is How You Start

We all want to create something that lasts for our families—whether that’s leaving them a house, a business, or enough savings to carry them through. But here’s what a lot of folks overlook: life insurance is a simple, straightforward way to do that right now. It doesn’t take years to grow like real estate or a stock portfolio. It’s immediate. For as little as $30, $40, or $50 a month, you could leave behind a financial legacy for your family.

I mean, think about it. How often do we spend that much on things that won’t matter next week? But with life insurance, that same amount can give your family a safety net that lasts for generations. It’s not complicated, and it’s not out of reach. It’s right there for the taking.

I’ve Seen It Too Many Times

As a financial professional, it’s tough to watch. I see too many people wait too long or think they’ll handle it “one day.” Meanwhile, we’re out here hustling, grinding, and spending, but not setting ourselves up for that next level. And then something happens, and the family is left scrambling—not just emotionally, but financially.

I don’t want that for y’all. I don’t want that for your families. We can do better, and it starts with making smart, simple moves that protect our loved ones—moves like getting life insurance.

No More Waiting—It’s Time to Take Action

I know it’s easy to put off things like life insurance because it feels like there’s always time, or maybe it seems overwhelming. But trust me, it’s not. You can have peace of mind knowing your family is covered for just a small monthly investment. And the best part? It’s something you can do today. You don’t have to wait until you’re rich or “in a better place” financially. Life insurance is there to meet you where you are, right now.

Let’s Be About It, Not Just Talk About It

At the end of the day, I’m here to help. I want to see you build that generational wealth we all talk about, but it starts with taking that first step. So let’s not just talk about it—let’s be about it. Let’s make sure we’re setting our families up for the future, and life insurance is the easiest way to start.

If you’re ready to make a move, Capital Vi is here to help you figure out the best policy for your needs and budget. We’ve got you. Your family deserves this.

Let’s build something real, something that lasts.